Finance Update
8th Pay Commission Salary Hike: Fitment Factor, DA Reset & New Salary
KEY HIGHLIGHTS 8th Pay Commission may use a fitment factor of 2.46. DA reset to 0%, making salary structure look different initially. Total salary may....
EPFO minimum pension news: EPS-95 hike to ₹7,500?
KEY HIGHLIGHTS EPS-95 pension hike to ₹7,500 was raised again in Parliament. Government clearly said: no proposal right now due to fund deficit. Minimum pension....
Bank of Baroda Cuts Home Loan Rates in India After Repo Cut
KEY HIGHLIGHTS Bank of Baroda cuts repo-linked lending rate by 25 bps from today. Home loan, auto loan and personal loan EMIs expected to reduce....
Gratuity Rules 2025 India: New Eligibility & Higher Payouts Explained
Most people don’t think about gratuity until the day they resign. But starting 21 November 2025, the rules have quietly shifted — and the impact....
EPS-95 Pension Update 2026: Will India Finally Approve ₹7,500 Minimum Pension? Government cites fund deficit
KEY HIGHLIGHTS EPS-95 pensioners again push for a minimum pension hike in 2026. Government says no hike yet due to fund deficit, causing major disappointment.....
₹500 Notes in India: RBI’s Final Clarification for December 2025
KEY HIGHLIGHTS RBI confirms ₹500 notes remain full legal tender in December 2025. New verification rules apply only to bulk deposits, not public use. No....
Bank of Baroda FD Returns 2025: How Much You Actually Earn on ₹1 Lakh
KEY HIGHLIGHTS Bank of Baroda FD 2025 shows how a ₹1 lakh deposit can grow safely. Investors can earn up to ₹23,508 interest depending on....
EPFO Rule: Can you deposit more than 12% PF? Here’s the asli sach for Indian salary earners
KEY HIGHLIGHTS EPFO allows employees to contribute more than 12% through VPF. Employer share stays fixed at 12%, extra amount comes from your salary. For....
Get Money in Minutes: 7 Big Advantages of Using Personal Loan Apps
KEY HIGHLIGHTS Personal loan apps offer quick approval and instant money. Complete transparency on interest rate, fees, and EMI before applying. Ideal for emergency needs....
CIBIL Score New Rules 2025: Faster Updates & Alerts for India
KEY HIGHLIGHTS RBI has introduced new CIBIL Score Rules for 2025 with faster updates. Borrowers will see repayment impact within **15 days** instead of waiting....
