Hey Singaporeans Your utility bills keep creeping up, and it’s stressful.
So the U-Save rebates for FY2025 are meant to take some pressure off, especially for HDB households. And yes, the amount is doubled this year, so you’ll see a bigger offset.
Eligibility for GSTV – U-Save
To qualify, your household must meet two main conditions:
- Someone in the unit must be a Singapore Citizen (depending on whether the unit is rented out or not), and
- No one involved can own more than one property.
- Official Website
Citizenship Requirement
If your flat is not rented out or partially rented out
- At least one Singapore Citizen owner or occupier must be living there.
If your flat is fully rented out
- At least one Singapore Citizen tenant is needed.
(Yup, even if you don’t stay there yourself.)
Property Ownership Requirement
If your flat is not rented out or partially rented out
- All owners and essential occupiers must own only one property max.
If your flat is fully rented out
- All tenants must own only one property max.
Basically, if anyone in the setup owns more than one property?
No U-Save. Confirm cannot.
How Much U-Save You’ll Receive in FY2025
Under Budget 2025 and the Assurance Package (AP), households get double the usual amount, up to S$760 for FY2025.
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These rebates are spread across:
- April 2025
- July 2025
- October 2025
- January 2026
Short, steady payouts → easier to manage utilities.
U-Save Breakdown for FY2025 (By HDB Flat Type)
All amounts in SGD.
| HDB Flat Type | Apr 2025 (GSTV + COL) | Jul 2025 (GSTV + AP) | Oct 2025 (GSTV + COL) | Jan 2026 (GSTV + AP) | Total for FY2025 |
|---|---|---|---|---|---|
| 1- & 2-room | $95 + $95 | $95 + $95 | $95 + $95 | $95 + $95 | $760 |
| 3-room | $85 + $85 | $85 + $85 | $85 + $85 | $85 + $85 | $680 |
| 4-room | $75 + $75 | $75 + $75 | $75 + $75 | $75 + $75 | $600 |
| 5-room | $65 + $65 | $65 + $65 | $65 + $65 | $65 + $65 | $520 |
| Executive / Multi-gen | $55 + $55 | $55 + $55 | $55 + $55 | $55 + $55 | $440 |
Important Notes
Additional COL U-Save
The COL (Cost-of-Living) U-Save includes an extra S$20 per quarter.
This comes from the S$1.1 billion COL Package announced earlier to cushion higher carbon tax and water price hikes.
Citizenship Rule
Whether partially rented or fully rented out, the unit still needs a Singapore Citizen (owner/occupier or tenant) to qualify.
Property Rule
If anyone in your household setup owns more than one property — sorry, no U-Save.
Need Help?
You can contact SP Services at 6671 7117 (Mon–Fri: 8.30am–5.30pm).
Or use the official feedback form.
Frequently Asked Questions
1. Do PR households qualify for U-Save?
No — only households with at least one Singapore Citizen (owner, occupier, or tenant) can receive U-Save.
2. Will U-Save be credited to my bank account?
No. U-Save is automatically offset from your SP utilities bill, so you’ll simply pay less that month.
3. What happens if I move to another HDB flat mid-year?
Your U-Save rebates will be pro-rated based on your stay period and applied to the utilities account of your new flat.